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Company Intelligence Medical Cost and Premium Trends Reprinted from HEALTH PLAN WEEK, the industry's leading source of business, financial and regulatory news of health plans, PPOs, and POS plans. Health Plans' Medical-Cost Trends For Third-Quarter 2007 Company Segment Medical Cost Trend Aetna, Inc. Commercial 7.5% +/- 0.5% Inpatient Mid- to high-single digits Outpatient High-single to low-double digits Pharmacy Mid-single digits Physician Mid-single digits CIGNA Corp. Total medical cost trend 6.5% to 7.5% Inpatient 8% to 9% Outpatient 8% to 9% Pharmacy 6% to 7% Physician 4% to 6% Coventry Health Care, Inc. Commercial 7.5% Inpatient 8% to 9% Outpatient 8% to 11% Pharmacy 4.5% to 6.5% Physician 6% to 7% Health Net, Inc. Commercial 8.5% to 8.7% Inpatient Mid-single digits Outpatient 8% to 9% Pharmacy 7.7% Physician 7.6% Humana Inc. Commercial 4.5% to 5% Medicare 9% to 11% Hospital Mid- to high-single digits Pharmacy High-single to low-double digits Physician Mid-single digits UnitedHealth Group Commercial 7.5% +/- 0.5% Inpatient 8% to 9% Outpatient 8.5% to 9% Pharmacy 7% to 7.5% Physician 5% WellPoint, Inc. Commercial Less than 8% Inpatient Mid-single digits Outpatient Upper-single digits Physician Mid-single digits Pharmacy Upper-single digits SOURCE: Banc of America Securities, LLC, (617) 856-8820. Health Plans' Premium-Increase Trends For Third-Quarter 2007 (For Commercial Products Only) Company Premium Increase Aetna, Inc. 7.5%  0.5% CIGNA Corp. Greater than medical cost trend Coventry Health Care, Inc. 7.5% Health Net, Inc. 9.0% Humana Inc. 4.5 to 5% UnitedHealth Group 7.5%  0.5% WellPoint, Inc. Greater than medical cost trend SOURCE: Banc of America Securities, LLC, (617) 856-8820.