State Enacted Legislation

Type of Fee

Maximum

Minumum
(greater than $0)

Industry Average

Annual Fee

$75.00

$10.00

$9.39

Set-Up Fee

$90.00

$4.00

$14.75

Closed Account Fee

$50.00

$5.00

$16.69

Excess Contribution Fee

$100.00

$4.00

$5.24

Monthly Maintenance Fee

$10.00

$1.00

$2.40

Debit Card/Transaction Fee

$15.00

$0.20

$0.36

Debit Card Replacement Fee

$20.00

$2.00

$5.56

Non-Sufficient Funds Fee

$36.00

$10.00

$23.09

Overdraft Fee

$36.00

$3.00

$20.74

Stop Payment Fee

$34.00

$5.00

$20.71

Return Item Fee

$35.00

$2.00

$10.80

SOURCE: AIS's HSA Directory and Resource Guide: 2007, © 2007 by Atlantic Information Services, Inc.